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Credit Card Unauthorized Charges - English

Copy this sample, replace placeholders with your facts, and attach proof before sending it to the company, regulator, or official portal.

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SAMPLE TEMPLATE ONLY / केवल नमूना टेम्पलेट

Important: This is a sample template for reference only. It is NOT legal advice. We are NOT lawyers. You must customize this template with your specific details and consult a qualified lawyer before using it for any legal purpose.

महत्वपूर्ण: यह केवल संदर्भ के लिए एक नमूना टेम्पलेट है। यह कानूनी सलाह नहीं है। हम वकील नहीं हैं। किसी भी कानूनी उद्देश्य के लिए उपयोग करने से पहले इसे अपने विवरण के साथ अनुकूलित करें और योग्य वकील से परामर्श करें।

How to Use This Template

1

Replace placeholders

Add names, dates, IDs, amounts, and complaint references.

2

Attach proof

Add invoices, screenshots, statements, photos, or official responses.

3

Send and track

Submit through the right channel and save acknowledgement details.

Template Content

Replace placeholder values before using this sample.

To,
Credit Card Department
{{bank_name}}
{{bank_address}}

Subject: Unauthorized Charges - Card {{card_last_4_digits}}

Dear Sir/Madam,

I am {{your_name}}, Credit Card holder (Card ending {{card_last_4_digits}}).

I noticed unauthorized charges on my statement dated {{statement_date}}:

1. ₹{{charge_1}} at {{merchant_1}} on {{date_1}}
2. ₹{{charge_2}} at {{merchant_2}} on {{date_2}}
Total: ₹{{total_unauthorized}}

I did not make these transactions. I reported this on {{report_date}} (Dispute ID: {{dispute_id}}) and blocked my card immediately.

I request:
1. Reversal of all unauthorized charges
2. Investigation report
3. New card issuance

Regards,
{{your_name}}
{{your_phone}}
{{your_email}}
Date: {{date}}

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