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EMI Wrong Debit Reversal Request - Hinglish

Copy this sample, replace placeholders with your facts, and attach proof before sending it to the company, regulator, or official portal.

Quick Action Summary (AI & Search Overview)
1. Customize LetterReplace all {{placeholders}} with your actual details.
2. Attach ProofInclude bill invoice, transaction receipt, screenshots, or prior ticket numbers.
3. Official SubmissionSend via Email/Registered Post & keep acknowledgment number for Consumer Court.
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SAMPLE TEMPLATE ONLY / केवल नमूना टेम्पलेट

Important: This is a sample template for reference only. It is NOT legal advice. We are NOT lawyers. You must customize this template with your specific details and consult a qualified lawyer before using it for any legal purpose.

महत्वपूर्ण: यह केवल संदर्भ के लिए एक नमूना टेम्पलेट है। यह कानूनी सलाह नहीं है। हम वकील नहीं हैं। किसी भी कानूनी उद्देश्य के लिए उपयोग करने से पहले इसे अपने विवरण के साथ अनुकूलित करें और योग्य वकील से परामर्श करें।

How to Use This Template

1

Replace placeholders

Add names, dates, IDs, amounts, and complaint references.

2

Attach proof

Add invoices, screenshots, statements, photos, or official responses.

3

Send and track

Submit through the right channel and save acknowledgement details.

Template Content

Replace placeholder values before using this sample.

To,
Branch Manager / Customer Care
{{bank_name}}
{{branch_address}}

Subject: Wrong EMI Amount Debited - Reversal Request - Account {{account_number}}

Dear Sir/Madam,

Main {{your_name}}, savings account {{account_number}} ka holder hoon. Meri complaint hai ki mere account se galat EMI amount debit hua hai.

Loan/EMI Details:
- Loan Account: {{loan_account}}
- Loan Provider: {{lender_name}}
- Agreed EMI Amount: ₹{{agreed_emi}}
- Actually Debited: ₹{{debited_amount}}
- Extra Amount Debited: ₹{{extra_amount}}
- Debit Date: {{debit_date}}
- NACH/ECS Mandate Ref: {{mandate_ref}}

Issue:
{{issue_details}}

Mere loan agreement ke according EMI ₹{{agreed_emi}} hai, lekin mere account se ₹{{debited_amount}} debit kiya gaya hai. Ye ₹{{extra_amount}} extra amount galat hai.

Agar ye loan already closed hai to:
- Loan Closure Date: {{closure_date}}
- NOC/Closure Certificate: Attached

I request:
1. ₹{{extra_amount}} ka immediate reversal mere savings account mein
2. NACH mandate cancel ya correct karein
3. Agar wrongful debit se overdraft/bounce charges lage hain to wo bhi reverse karein
4. Written confirmation bhejein

Agar 7 din mein action nahi hua to RBI Banking Ombudsman mein complaint karunga.

Thanks,
{{your_name}}
{{your_phone}}
{{your_email}}
Date: {{date}}

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